You called our company regarding your "Request for Payment" question. We work with the Biller / Merchant digital invoicing. We are not your bank and cannot access your banking account.

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What is Request for Payment

Mobile Request for Payment Request for Pay, a new standard for requesting a payment, is an exciting new "digital overlay service" facilitating real-time payments through instant invoicing using RTP® payments that are instant, final (irrevocable - "good funds") and secure. A Request for Payment, RfP, is also referred to as a RfP Invoicing. RfP is fast, secure and convenient a way for a person or business (the requestor) to request an instant payment from another person or business (the recipient). Both terms, Request for Payment and Request to Pay are generic umbrella terms for a number of scenarios in which a payee ( Biller ) sends the initiative to request a specific payment from the payer ( Customer ). Soon invoices become real-time, even Point-of-Sale, and instant will beyond traditional invoicing. Request for Payment communication via Digital Mobile / Text / Email message.

Request for Payment RfP and Request to Pay RtP
Request for Payment RfP is the term in the United States with European countries term as Request to Pay RtP.

The basic idea behind Request for Payment, or R4P, is to simplify payments through digital invoices. With R4P, no printed invoices are sent to the customer; rather they are sent electronically via a platform directly into the customer's online banking system, where the customer can manage his invoices. In addition to the environmental advantage, the risk of errors being inadvertently introduced by the customer when making the payment is eliminated, the distribution of the payment initiation details being done electronically and instantly. The combination of Request for Payment technology and real time payments, will enable an alternative to direct debit and biller-direct models, providing more optionality for different customer segments, reducing time, inconvenience and risk of inaccuracy for payers and billers alike. Billers can reach consumers (both Individuals and Commercial) by sending a Request for Payment (RfP ) through Real-Time Payments, which allows 24/7/365 access and immediate settlement of funds for bill pay.


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Services

Our office

Today Payments Merchant Services
2305 Historic Decatur Road, Suite 100
San Diego, CA 92106