RequestForPayment™ Payer UX Forms/Screens

Smart Phone + HTML mockup with complete payer journey, ISO 20022 messaging views, payment execution handoff, and reconciliation architecture.

RequestForPayment™
Payer Mobile Control Center
Admin: CFO
3 Banks Linked

1. Receive ISO 20022 pain.013

Pending Review
Payee Name
Northshore Medical Supply LLC
Invoice Number
INV-10488
Requested Amount
$18,420.00
Issue Date
Apr 6, 2026
Due Date
Apr 6, 2026 · 4:00 PM
Category
Medical Equipment
Payee Alias
billing@northshoremed.com
Description
Shipment of equipment and supplies under PO-22291 with same-day release requested after authorization.
Incoming digital RfP invoice mapped from pain.013
{
  "messageType": "pain.013",
  "messageId": "MSG-981245",
  "payeeName": "Northshore Medical Supply LLC",
  "payeeAlias": "billing@northshoremed.com",
  "invoiceNumber": "INV-10488",
  "requestedAmount": 18420.00,
  "currency": "USD",
  "issueDate": "2026-04-06",
  "dueDateTime": "2026-04-06T16:00:00Z",
  "description": "Medical Equipment Shipment",
  "status": "PENDING"
}

2. Payer Queue — All Current RfPs

5 Open RfPs
Northshore Medical Supply LLC
INV-10488 · FedNow® eligible
$18,420.00
Pending Approval
Vertex Logistics LLC
INV-22011 · RTP® eligible
$7,880.15
Review Queue
Cloud ERP Partners
INV-88713 · Approval chain required
$24,900.00
Controller Approved
Premier Cardiology Devices
INV-77320 · Limit exceeded
$112,000.00
Escalated
Metro Packaging Co.
INV-55412 · Awaiting payer action
$2,445.00
Open
Positive Pay logic: queue display does not move funds. Approval or final payer action is the financial event.

3. Which Bank Will Pay the RfP

pain.014 Setup
Routing decision: FedNow® selected because the account is eligible, within policy limits, and supports fastest settlement for this invoice size and due date.

5. Reconciliation into SecureQBPlugin + QBO

Auto Sync
Posting Summary
Sync Status
Posted Successfully
Connector
SecureQBPlugin
Target System
QBO QuickBooks
Ledger Mapping
Accounts Payable
Matched
42
Unmatched
3
Reconciliation note
Payment for INV-10488 was matched against vendor record, posted to Accounts Payable, and linked to the real-time settlement confirmation for downstream reporting and audit support.

6. Complete ISO 20022 pain.014

Ready to Send
RfP ID
RFP-2026-004812
Action
APPROVE
Approved Amount
$18,420.00
Selected Bank
Pacific Treasury Bank
Debtor Account
Acct ••••1842
Timestamp
2026-04-06T10:00:00Z
This page gives the payer the final information needed to complete the authorization response, which then triggers the payment execution flow.
{
  "messageType": "pain.014",
  "rfpId": "RFP-2026-004812",
  "messageId": "RESP-2026-11001",
  "payerAction": "APPROVE",
  "approvedAmount": 18420.00,
  "currency": "USD",
  "debtorName": "ACME Dental Group",
  "debtorAccount": "Pacific Treasury Bank ••••1842",
  "creditorName": "Northshore Medical Supply LLC",
  "invoiceNumber": "INV-10488",
  "responseDateTime": "2026-04-06T10:00:00Z",
  "status": "AUTHORIZED_FOR_SETTLEMENT"
}

API Layer

POST /api/rfp/create         // ingest pain.013
POST /api/rfp/respond        // generate pain.014
POST /api/payment/execute    // trigger settlement handoff
POST /api/reconcile/qbo      // push to SecureQBPlugin / QBO
GET  /api/rfp/queue          // list all current RfPs
GET  /api/accounts           // available payer bank accounts

Database Layer

rfp_transactions
rfp_line_items
payer_users
approval_actions
bank_accounts
payment_executions
qbo_reconciliation_logs
audit_logs

End-to-End Architecture Flow

pain.013 from payee → digital RfP invoice display → payer queue with action controls → bank selection and pain.014 authorization → pacs.008 customer credit transfer for movement of funds → SecureQBPlugin reconciliation into QBO QuickBooks → audit trail and reporting.